ShutDown: Consumer Fraud Investigations Halted

ShutDown: Consumer Fraud Investigations Halted

ShutDown: Consumer Fraud Investigations Halted

The United States government has been shut down for almost four weeks, sending shockwaves throughout a nation already gripped by tumultuous politics and controversial issues. In addition to institutions like the National Parks System, and the National Institute of Health, all federal employees have currently been laid off from duty, and a majority of their services suspended. The ripple effect is dizzying, with many of the governments services being on hold for the duration of the shutdown. Many consumers across the country are not aware of the shutdown’s impact on some of our nation’s best departments, so you can imagine their shock when they phoned to report a consumer complaint, and were told the government couldn’t help them.

When running normally, the government requires a wealth of quality communication to run smoothly. As many federal employees remain on furlough, therefore not being compensated, everyone’s level of communication with one another is atypical and—as many federal employees are called in without pay—constantly breaking down. The Consumer Financial Protection Bureau (CFPB) is the federal agency that fields the influx of consumer complaints. A consumer submits their complaint about a business or financial entity to the CFPB, which is reviewed. According to the CFPB, after the complaint is reviewed, “We’ll forward your complaint and any documents you provide to the company and work to get a response from them. If we find that another government agency would be better able to assist, we will forward your complaint to them and let you know.” The CFPB remains in operation and was not effected by the shutdown, but if the agency is ill-equipped to deal with the complaint, they may never get off the ground, as the appropriate department might be effected by the shutdown. This leaves many consumers displaced when it comes to voicing their concerns about products and services.

la-fi-lazarus-fcc-robocalls-20160729-snapThis suspension of protection services has allowed the beast of robo-calls to fester and become feral, as consumers cannot block or report harassing robo-calls. They’re left screaming into the void. Alex Quilici, the chief executive of YouMail—a smartphone application that helps consumers block robo-calls—describes it, “It’s a neighborhood with no police on the beat.” YouMail estimated, just last month, there were 5 billion robo-calls made, and 50% of calls made in early 2019 could be coming from scammers and robots attempting to fraudulently obtain your information. These horrifying statistics are the codas for a chorus of federal employees who are aware of the scope of the problem, like Jessica Rosenworcel, the Federal Communications Commission Commissioner, “The number of robo-calls consumers are receiving is insane. The problem just keeps growing. Shutting down the government is not going to help.” As of this moment, there is no one to administrate the “Do Not Call” list, the national registry in which consumers can ask specific companies not to contact them.

The Federal Communications Commission is just one of many threads woven into the Federal Trade Commission. Another voiceless victim of the shutdown is the victim of identity fraud. Louette Duvall is one of these victims. Not long after the holidays were over, Duvall’s car was pilfered by thieves while she was at her job. They made off with her purse, her briefcase, and a wealth of identifying information that amounted to a scammer’s treasure trove. Fraudulent charges started rolling in as she scrambled to alert all of her creditors and financial institutions that she had been robbed. She began calculating the full scope of the theft’s ramifications: New checkbooks ordered, extravagant items ordered in her name, new credit cards, the list goes on and on. When she called the Federal Trade Commission to let them know her identity had been stolen, she was told they could not help her due to the government shutdown. FTC data prior to the shutdown stated that the agency received thousands of calls a day regarding identity theft alone. That’s thousands of crimes going uninvestigated every day, a Washington Post reporter pointed out when they became a victim as well. Not only are new crimes going unreported, but investigative resources are also frozen. The Consumer Sentinel Network helps investigators track the movement of identity theft and related frauds to build cases against the perpetrators, and it remains down as of day 26 of the longest government shutdown in history. At a minimum, the FTC is still allowing individuals to file complaints so that they be issued an affidavit for their creditors’ purposes.

News coverage of the shutdown has attempted to sharpen the big picture for Americans when it comes to the ripple effect of the government shutdown. While many federal agencies might be unable to assist consumers with complaints, there is recourse for consumers experiencing the myriad of issues helmed by the Federal Trade Commission. There are online, step-by-step resources for obtaining documentation to dispute fraudulent charges and claims. Consumers can also retain the services of a private investigator. One of the most beneficial aspects of hiring a private investigator is that they are the top of the chain of command in their firm. They are the ones calling the shots in any investigation, not a supervisor nor a superior. They will represent your interests and your interests alone. As is the case with many frauds and thefts, perpetrators tend to either operate remotely, or move quickly to evade law enforcement. Acting independently, private investigators will be able to move as fluidly as a scammer, crossing jurisdictional boundaries with little to no red tape. Statistics surrounding fraud indicate that many federal investigators in charge of tracking down scammers and thieves are inundated with a never-ending stream of complaints. This means their attention can be divided over and over again across a heavy caseload. A typical private investigator only handles between 3-4 cases at a time, meaning your case can be a priority for them and not just another file in a drawer.

Political pundits and talking heads don’t project a sunny forecast when it comes to the shutdown—no end in sight. As the shutdown enters its 27th day, many Americans who have been the victims of consumer fraud and identity theft who do not yet know the full scope of the shutdown’s impact will receive an ugly surprise when they turn to the federal government for help. While the government gets its house in order, know that there are options for victims of consumer and identity fraud. Consult a private investigator today to learn how their specific skill set, experience, and independence can help you get right the ship when it comes to fraud.

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LUCAS HERNANDEZ STILL MISSING

LUCAS HERNANDEZ STILL MISSING

 

3109398_1280x720In a few short weeks, it will have been two months since five-year-old Lucas Hernandez was last seen in his Wichita home. The search following his disappearance has been frustrating and fruitless, as investigators involved with the case remain stymied, leaving friends, family, and even strangers on the internet to provide their own armchair detective theories about what happened to the missing boy.

Lucas was last seen on March 17th, 2018 in his bedroom in the home of his father, Johnathan Hernandez. On the day Lucas disappeared, Hernandez left him in the care of his stepmother, Emily Glass, 26.

According to police reports, Glass checked on Lucas at 3:00 PM in his room. She then took a shower and fell asleep. When she awoke to find Lucas missing, she called Wichita police to report his disappearance.  at approximately 6:15 PM.

The investigation into Lucas’s disappearance led investigators to uncover an unrelated child-endangerment complaint filed against Glass the day before the five-year-old went missing. The complaint concerns Lucas and his one-year-old sister, claiming Glass “unlawfully, knowingly and unreasonably caused or permitted a one-year-old child to be placed in a station in which the child’s life, body or health may be endangered.” The charge regarding Lucas’s safety was eventually dropped.

Friends, neighbors, and even family close to the investigation have told both law enforcement and media outlets of their suspicions that Lucas and his sister were being abused, having cited photographs of bruises on Lucas’s body, and statements by Lucas to family that Glass had beaten him and dragged him across the floor. Despite pleas with an arraignment judge to lower her $50,000 bond, Glass still remains in jail.

Lucas-Hernandez-abuseSince details alleging child abuse have surfaced, Hernandez has responded with frustration, feeling that a discussion about the possibility of child abuse is distracting law enforcement from finding his son. He told KAKE-TV, “Now, if you want to bring that up later that’s fine. That’s a whole separate issue. I think it’s taking away from what’s happening and I don’t appreciate it. Not from my family, not from strangers. “When asked for some perspective about how this could have happened, Johnathan Hernandez told Brenda Carrasco of KWCH12 in Wichita, “I’ve been fully cooperative and I’ve done everything that’s been asked of me and I think anybody that knows me knows the kind of person I am or the kind of father I am. I think if they did, I don’t think they would ever say anything about me or my family.”

Jamie Orr, the boy’s biological mother, was involved in the original grid search for her son that spanned several local parks, desperate for confidential tips that might lead to her son’s safe return. However, her interactions in her personal relationships and social media have led both family and strangers alike to believe that she might know more about her son’s disappearance. Her ex-boyfriend, Robert Cook, has alleged in screenshots from text messages and posts on social media that Orr had a plan to kidnap her son and elope with Hernandez.

Unfortunately for those praying for Lucas’s safe return, the investigation has slowed to a crawl. Police officially closed the tip-line regarding the Hernandez case on March 12th. In addition to the investigation conducted by Wichita police, they have also given Screenshot-92permission for a Texas-based search and recovery team known as Texas EquuSearch, to begin their own search as of March 2nd. The team has used the boats, ATVs, and sonar equipment at their disposal to assist in over 1700 missing person cases, including the high-profile disappearance of Natalee Holloway. The team’s founder, Tim Miller, empathizes with the missing boy’s parents, as his own daughter, Laura, was missing for seventeen months before her body was recovered many years ago. He told ABC News, “I remember every minute of that seventeen months—of the helplessness, the hopelessness, the loneliness, and I just made a promise to God that I’d never leave a family alone if there was anything I could do, and here we are.”

Lucas was born Dec. 3, 2012, has brown hair and brown eyes, is about 4 feet tall and weighs about 60 pounds. He was last seen wearing black sweats, white socks and a gray shirt with a bear on it. As the original tip line has been closed, investigators ask that anyone with information that might lead to Lucas’s safe return to call detectives at 316-268-4407 or Crime Stoppers at 316-267-2111.